We pay the store , you get the goods, or the store sends the goods
Interest free terms available with Zip Money*
Pay us back how you like - weekly, fortnightly or monthly
A reusable account with a limit that suits your needs
Two great ways to help you own it
Your everyday spending account
Account limits
Up to $1,000
Interest
Interest free, always
Minimum repayments
From $40/month
Establishment Fee
$0
Monthly account fees
$6.00/month (waived if your statement balance is zero)
Your everyday spending account
Account limits
From $1,000
Interest free period
Up to 60 months interest free*
Minimum repayments
From $40/month or 3% of the outstanding balance (whichever is greater)*
Establishment Fee
A one-off establishment fee may apply.
Monthly account fees
$6.00/month (waived if your statement balance is zero)
How to use Zip:
Fees and interest:
Repayments:
Returns and refunds:
* For Zip Pay - Minimum monthly repayments are required. A monthly account fee of $6.00 applies. Pay your closing balance in full by the due date each month and we'll waive the fee. Available to approved applicants only. T&Cs; apply.
For Zip Money - Available to approved applicants only. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay a purchase within the interest free period. Any balance outstanding at the expiry of the interest free period for the purchase will be charged interest at the standard annual percentage rate, currently 19.9%. A $6.00 monthly account fee applies. A one-off establishment fee may apply for new customers. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.